Accident Medical Expense Insurance

Accident Injury Plans are available to Amateur Sport Organizations for both Youth and Adult Groups. Accident Medical Expense Coverage is often purchased to help enhance Liability coverage and help deter Liability claims. When Medical bills are paid, without any out-of-pocket expense to the insured, the risk of Lawsuits may be greatly reduced.

Both Primary and Excess Plans may be available with various Deductible Options to all participants for accidental injuries sustained during all supervised and sponsored activities, games and practice sessions, including travel to and from. Multiple team and league discounts are available.

HIGHLIGHTS

• Up to $500,000 Accident Medical Maximums, including Dental - No Aggregate Limits
• All Usual and Customary Plans - No Internal Limits
• Accidental Death and Dismemberment Benefits
• Optional $500,000 Catastrophe Cash Benefit
  • Lump Sum Benefit paid to the Insured, in addition to the Accident Medical benefits, in the event of paralysis or coma.
• $100,000 Lump Sum Benefit payable after 6 consecutive months
• $40,000/Year thereafter for up to 10 years

Liability Insurance

• Covers all participants, coaches and spectators
• Available for Youth and Adult Groups
• Additional Insureds Certificates Available
• Limited Physical/Sexual Assault Coverage
• Medical Benefits to spectators